Join the Debt-Free Degree Lab: Your A-to-Z Blueprint on Paying for College

You don’t have to figure out paying for college alone. Access top college experts and join other families that are pursuing a debt-free degree for their children.

DFD Lab is a hyper-supportive membership community for families trying to figure out how to pay for college, meeting you wherever you are with the training, tools, and guidance to move your family closer to a debt-free degree...

...and actually feel sane, smart, and “oh my gosh we can actually DO this” in the process.

College is worth attending. But at what cost? Debt-Free Degre Lab is an educational membership for families with college-bound students. Our goal? To help your family pay as little as possible for college.  

Hey there!  

I’m so excited you and your family have chosen to pursue a debt-free college degree, taking a major step towards saying “NO” to the ridiculous college price tag.  

I’m Jocelyn Paonita, the best-selling author and founder of The Scholarship System. I know how confusing and overwhelming this whole paying-for-college journey can be.  

You may feel like you’re going in circles trying to figure out how to afford college, ideally without your child taking on loads of student debt or you pulling from retirement, yet you still can't see any light at the end of the tunnel.  

You don’t want money to hold your teen back. You want them to be able to go to a good college, maybe even their “dream college”, but you also feel like it’s your responsibility to keep your teen from making a major financial mistake. You’ve got the feeling that if you just knew the RIGHT steps, you’d be golden - but with all the advice out there… you don’t know which way is up.  

I’d LOVE to help you get things straightened out, so you can help your student pursue their dream career, without being buried in student loans or money being tight for the family.  

Our private membership is currently open for enrollment until August 9th and as you’ve landed here, my guess is that you want to find out more :) so all the information you need is below.  

We’re just beginning with this journey but have helped thousands secure scholarships for college, helping them in their path to a debt-free degree. Now, we want to cover ALL the bases, from A to Z, and I’d love to help you too.  

I am confident you will find the tools, tricks and tips required to make your ‘paying-for-college process’ as smooth as possible. Remember, the path to a debt-free degree is a journey. And we will help guide you along that journey. No more struggling trying to figure it all out by yourself, come and join us and let’s make this process as simple and stress-free as possible.  

See you on the inside, 

 Jocelyn

What is the Debt-Free Degree Lab?

DFD Lab is a community for families to navigate the process of paying for college as easily, quickly and stress-free as possible.  

We are pooling knowledge from top college funding experts around the country and combining it with the community and support your family needs.  

Think of it as your one-stop shop for connection, inspiration, streamlined trainings to help your family’s dream of debt-free college into reality. It’s a place to keep you focused on and working towards the right goals (without needing to scour the whole internet for the next right step or spend thousands on multiple different courses).  

We will help take you from overwhelmed, frustrated, and unsure of where to begin with paying for college... to having confidence in the decision, a plan on how to pay, and the best deal for your student.  

In the end, our goal is to help your student receive a debt-free degree.  

Here's what you get...

EDUCATION

  • The combined expertise of top college funding experts who, combined, have helped thousands of families around the country save 8-figures on college.
  • Monthly access to our action-oriented “Lab Lessons” where you’ll be guided through a new strategy each month to help you and your family work towards a debt-free degree in a stress-free way! Because avoiding student debt is our main goal, and keeping you sane is a close second! 

SUPPORT

  • A real, live, non-robot welcome party with us—We will show you around the place, get to know what you and your family better, and introduce you to families who are at a similar stage as you. 
  • Admission into our bi-monthly "Lab Hours" featuring either our Lab Lesson expert of the month or one of our coaches. Every other week, we host 60-minute live Q&A calls to help you work through any challenges you or your student is facing when it comes to the college process. Mental clarity, ahoy!

COMMUNITY

  • Access to our members-only private Facebook group—AKA a close-knit community of generous, like-minded families who love to support others even more than they love to request help!

DOORS CLOSE AUGUST 9th

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Here’s what will happen when you join: 

1 PLAN: We’ll help you create your “Debt-free Student Success Plan” 

No more going in circles - we’re going to help you get complete clarity around what you need to do in order to reduce the cost of college and minimize the amount of student debt (or savings) you need. We’ll start with getting clear on:  

  • What opportunities your student has when it comes to a debt-free degree;
  • Which colleges are best for your student to maximize aid and minimize the bill;
  • How to maximize financial aid and get the lowest price possible from the university your student chooses;
  • How to fill the gap between financial aid and a debt-free degree; and
  • How to implement strategies year-after-year to avoid student loan debt entirely.

2 LEARN: We’ll teach you the skills 

Once you have your plan for success, we’ll show you step-by-step how to do what you need to do to see results through our library of Lab Lessons. No more feeling stuck.

3 IMPLEMENT: We’ll help you to implement what you learn 

We’ll then help you implement the strategies through live, online workshops and Q&As, accountability partners and more. You won’t be doing it alone.  

4 SUPPORT: We’ll provide personalized help 

Support on tap 24/7. Have a burning college funding question, need feedback on what your family’s situation, need recommendations for colleges or just need support? We’re all here to help you (our entire community!).

Ultimately, we're going to help you navigate the college process smoothly and stress-free!

MORE MONEY

We’re going to help your family uncover debt-free money to help pay the college bill.  

MORE TIME

Because getting to a debt-free degree is going to happen so much faster.  

MORE MOTIVATION

We’re here to kick your student’s backside when they fall off track. :)  

MORE FUN

Hanging out with other families online (did someone say party?!) - this should be exciting, not stressful!  

LESS STRESS

Instead of spinning your wheels wondering what to do, we’ll show you!  

Focus. Accountability. Guidance. Support.

So what does a month in the DFD Lab look like? 

Week 1 — New Lab Lesson & Lab Tool Week 2 — Lab Lesson Q&A Week 3 — Expert Interview Week 4 — Hot Seats & Coaching Q&A


AND DON'T FORGET ABOUT THE BONUSES

1) COLLEGE COST CALCULATOR

The clarity you’re after so you can accurately decide between your student's college choices… but it goes much further than that, allowing you to see the loan payments if you borrow the remaining balance AND compares them to the average salary based on your student’s career choice. 

You’ll get access to this next month once we start discussing colleges. in this area

2) Motivating Your Teen Bonus

Have you ever wondered how to motivate your teen throughout this process without it jeopardizing your relationship? Or driving yourself or your spouse crazy? In this bonus interview, Dr. Maggie Wray walks us through motivating your teen, step-by-step, to show you some quick and easy strategies that will help. After this, you’ll know exactly how to handle this process with your teen so that THEY are owning most of it (taking a load of stress off your shoulders). 

3) Debt-Free Degree Dictionary

Are you ever confused by all the acronyms and terminology when doing your research? In our DFD Dictionary, you’ll have all the critical terminology you need so you can relax and focus on what you need to do, not stressing on what the form or instructions even mean! 

4) Masterclass & Member Hot Seat "5 Proven Elements to a Scholarship-Winning Essay (That Have Helped Students Secure 6-figures)" 

I'm going to give you the 5 most important aspects of a scholarship-winning essay and application. AND we're going to CHOOSE FAMILIES to submit their materials ahead of time and get detailed, personalized feedback during our scholarship month!

And all for one flat monthly fee…

(Hint: it’s less than the cost of dinner for 2 at Applebees)

$27/month

For A Limited Time*

  • » Instant access to ALL trainings
  • » Live Q&A call monthly
  • » Live Expert call monthly
  • » Monthly "Lab Hours"
  • » Welcome Call with Community Leader
  • » Private community of other families, just like you
  • » Membership price: $27 per month
  • » You can cancel at any time
  • » 30 day refund period, so you can try it out

But is this right for us? 

DFD Lab families are the most driven, dedicated families when it comes to minimizing student debt, or out-of-pocket costs, when it comes to paying for college. They want the best for their student but are also willing to desert the beaten path in order to find a better way for paying for college.

They’re active participants with positive attitudes. They aren’t excuse makers and they don’t threaten to give up when the process gets tough, they give constructive feedback, and understand the importance of graduating from college debt-free.

Sound like you and your family? Then you belong here.  

This applies to these families who:


  • Have students in high school (any grade).
  • Have moderate income level to where you won’t receive financial aid to cover the bill.
  • Are stuck in the middle of the income levels - where you can’t cut a check to pay for college, but you also aren’t awarded any aid.
  • Have students with all sorts of test scores or GPAs - your student does not need a perfect GPA or high SAT score to benefit from DFD Lab.
  • Don’t want to pay thousands of dollars for a college consultant, yet want access to helpful information for the college process.
  • Want their children to have the opportunity to pursue their dreams after college, versus be buried in student loan debt.  

Testimonials from Our Other Progams

Some Love From Our Free Trainings

(So imagine the offical membership!)

FAQs

1) THERE ARE A LOT OF OTHER OPTIONS OUT THERE -- IN FACT, I HAVE 5 OTHER COURSES SITTING ON MY COMPUTER, WAITING FOR ME. WHAT MAKES THE DFD LAB DIFFERENT?  

  • First, the DFD Lab is NOT “another course” or even “another membership group.” It’s so much more… and LESS. Yes, less. We know you’re already overwhelmed with ideas, content, courses, and information. That’s why we will help you start with the end in mind and figure out what you need to do TOMORROW to get you where you need to be with the paying for college process. 
  • Then we give you the specific steps to get there… and make sure you get it. Your family is never left alone to figure it out on your own.  
  • Focus. Accountability. Guidance. Support. And a whole bunch of laughter to go along with it.  


2) HOW MUCH DOES IT COST TO BE A MEMBER?  

$27 per month but this price will absolutely increase next time we open the doors. Anyone who gets in at this all-time low rate will be grandfathered in for life.  

3) CAN I PAY ANNUALLY?  

Sure! You also get 2 months free when you pay annually!  

4) CAN I CANCEL AT ANY TIME?  

Yes, but we hope you won't! You can cancel really easily by contacting us at customerservice@thescholarshipsystem.com.

5) CAN I GET A REFUND?  

We stand behind our promises. That means, once you join us, you have 30 days to claim a refund if you feel like the DFD Lab isn’t for you or has offered you no value.  

6) OUR FAMILY IS JUST STARTING THE COLLEGE PROCESS… DOES MY STUDENT HAVE TO BE A SENIOR OR HAVE CHOSEN THEIR COLLEGE TO DO THIS?  

No, not at all. In fact, we actually can help those who have yet to choose a college even more! So the younger, the better! We welcome passionate, dedicated newcomers.  

7) OUR STUDENT HAS ALREADY CHOSEN THEIR COLLEGE. IS THIS JUST FOR THOSE WHO HAVEN’T STARTED THE PROCESS YET?  

Nope! If you’ve already chosen a school, there is still tons of opportunity to cut cost the cost of that school and find debt-free money to cover the bill. Remember: it is an ongoing process to graduate debt-free.  

You’re also familiar with what I call the “college process roller coaster.” Just when you think you’ve got it all figured out, a new set of problems arise to test your patience, determination, and commitment! When tackling the college process, we are always encountering the unknown. And wherever you are in that journey, the DFD Lab is here to help you out.  

8) OUR STUDENT IS ALREADY IN COLLEGE. IS THIS JUST FOR THOSE WHO HAVEN’T STARTED COLLEGE YET?  

The biggest opportunity is for families with students who have yet to begin college. Still, college students certainly have the opportunity to secure debt-free money while already in college and we will start heavily focusing on those topics in October. September will be about college choice but most other months will be applicable. I also recommend our course The Scholarship System

9) WHY DO YOU LIMIT ENROLLMENT PERIODS?  

We are absolutely dedicated to making sure each and every one of our members receives the royal treatment when they join. We limit enrollment to a few times a year so we can create an experience where new members are warmly received, supported, and guided to all that the DFD Lab has to offer.  

By holding dedicated enrollment periods, we can dedicate time and resources to welcoming each new “class” of members.  

10) WE LIVE IN THE SOUTH/THE NORTHEAST/WEST COAST… MY STUDENT ISN’T A STRAIGHT-A-STUDENT/ATHLETE/LOW INCOME… MY STUDENT DOESN’T KNOW WHAT THEY WANT TO MAJOR IN... WILL THIS HELP US?  

YES. These are common myths when it comes to paying for college (don’t worry - we will bust those once you join us!). It doesn’t matter if your student has a less-than-perfect GPA/ACT/SAT score, doesn’t know what they want to do with their life or if your family has a decent income level, we can help you!  

 Don’t just sit on the sidelines, admiring those who take action... become one of them.