The Government’s Wage Garnishment Plans and How to Avoid Student Loans in 2026
The federal government will resume collection actions against borrowers who have defaulted on their federal student loans beginning in January 2026, marking the continuation of a multi-phase restart of collections that were paused during the COVID-19 pandemic. The U.S. Department of Education confirmed this policy shift in late December 2025, signaling a return to pre-pandemic…
